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rebuild.org finance news: latest news

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  • Auto loans dodge credit-tightening bullet  
    It's getting tougher to get approved for many types of finance. But auto loans are an exception. Perhaps that's why 2012 is looking so rosy for car makers -- and car buyers.
    [January 31st, 2012]
  • How to get the best deals on auto loans
    Too many people pay too much for their auto loans. Don't be one of them.
    [January 22nd, 2012]
  • Auto loans could get even easier to find
    One expert is predicting that cheap auto loans are going to be easier to get in 2012. Is she right?
    [January 17th, 2012]
  • Detroit auto show heralds strong year for car makers, auto loans
    As the Detroit auto show opens today, the spirit of optimism is likely to be in stark contrast with the dark moods of the last three years. And much of that is down to the widening availability of auto loans. Now, even those with troubled mortgage histories stand a better chance of being approved.
    [January 9th, 2012]
  • Auto loans generally better than used car leases
    Used car leases can make fortunes for dealerships -- often at your expense. If you can, stick with auto loans.
    [January 1st, 2012]
  • Should you consider applying for auto loans if you’re a subprime borrower?
    It's important that you protect your family by steering clear of unmanageable debt. But it's also essential that you don't expose your loved ones to the een more frightening risks of running an unroadworthy car.
    [December 26th, 2011]
  • Not enough people sourcing auto loans online
    More and more smart people are sourcing their auto loans online. But not enough. And those who don't risk being caught up in countless dealer scams.
    [December 13th, 2011]
  • FHA loan limits restored to higher levels
    If you live in an area with high cost housing, a recent change to government-insured mortgages may offer you an opportunity to refinance with less equity or buy a home with less money needed for a down payment.
    [December 13th, 2011]
  • Payday loan alternatives at local banks
    Payday loans have received plenty of bad press in recent years, with many consumer advocates decrying the debt cycle that some payday loan borrowers fall into, along with high interest rates charged for borrowers. Now several banks have begun offering similar loans to their financially strapped customers, usually known as a "Direct Deposit Advance".
    [December 13th, 2011]
  • Buying cars getting less affordable. Sign for auto loans now?
    It's getting harder to afford to buy a car. So, for many, now could be a good time to search out ideal vehicles and auto loans.
    [December 13th, 2011]
  • Harry’s Law of auto loans
    Buying an all-American car may be your way of giving back. But it doesn't have to be. Buying a foreign marque may contribute just as much to the common good. By all means, be selective about the vehicle you buy. But then focus on the best deals you can find for auto loans.
    [December 13th, 2011]
  • Not enough people sourcing auto loans online
    More and more smart people are sourcing their auto loans online. But not enough. And those who don't risk being caught up in countless dealer scams.
    [November 28th, 2011]
  • FHA loan limits restored to higher levels
    If you live in an area with high cost housing, a recent change to government-insured mortgages may offer you an opportunity to refinance with less equity or buy a home with less money needed for a down payment.
    [November 22nd, 2011]
  • Buying cars getting less affordable. Sign for auto loans now?
    It's getting harder to afford to buy a car. So, for many, now could be a good time to search out ideal vehicles and auto loans.
    [November 21st, 2011]
  • Payday loan alternatives at local banks
    Payday loans have received plenty of bad press in recent years, with many consumer advocates decrying the debt cycle that some payday loan borrowers fall into, along with high interest rates charged for borrowers. Now several banks have begun offering similar loans to their financially strapped customers, usually known as a "Direct Deposit Advance".
    [November 18th, 2011]
  • Harry’s Law of auto loans
    Buying an all-American car may be your way of giving back. But it doesn't have to be. Buying a foreign marque may contribute just as much to the common good. By all means, be selective about the vehicle you buy. But then focus on the best deals you can find for auto loans.
    [November 14th, 2011]
  • New refinancing opportunity for underwater borrowers
    Millions of homeowners who are underwater on their mortgage have been left out of the refinancing rush and are stuck with a mortgage with rates above five or six percent because of declining home values. The federal government announced an expansion of the Home Affordable Refinance Program (HARP) which could help some of those homeowners.
    [November 9th, 2011]
  • Are borrowers of auto loans shopping around enough for great deals?
    Auto loans are increasingly coming from finance companies rather than banks or credit unions. Is that a good thing?
    [November 7th, 2011]
  • Seven ways to save $1,000
    If you are relying on payday loans to cover unexpected expenses, then you are not likely to have an emergency savings fund. Financial experts suggest that having a savings account with even a few hundred dollars in it can make the difference between borrowing for bills and being able to pay with cash.
    [November 4th, 2011]
  • Auto loans that bite from “buy here, pay here” lenders
    Arranging auto loans through traditional car dealerships is a risky business with numerous traps and scams for the unwary. But arranging auto loans through "buy here, pay here" dealerships is way, way worse.
    [October 31st, 2011]
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