Welcome to our finance news section. Keep up to date with the latest developments in personal finance with our updated news by visiting us or adding our RSS feed.

• Mortgage loans and your credit score: What’s the magic number?
  The Associated Press recently reported that home buyers with credit scores of 720 and able are most likely to receive favorable mortgage rates, with little difference in mortgage rates offered to those with FICO credit scores between 720 and 740.
  [September 29th, 2010]
• Choose other alternatives to payday loans
  A payday loan should not be your first choice when trying to pay bills.
  [September 27th, 2010]
• Auto loans “roaring back,” says Wall Street Journal
  Investors are once again rushing to buy bonds based on auto loans and similar consumer credit products. That's great news for people who've previously been struggling to find financing in order to change their cars.
  [September 27th, 2010]
• Home equity loan originations are down as people chase cheap loans
  Mortgage interest rates keep dropping and dropping. Home equity loan originations are down. This may be due to cash-out refinances taking the lead as the best means to access home equity.
  [September 26th, 2010]
• 4 things you must do to sell your home
  The housing market is slow, but there are some things you can do to improve the chances of selling your home.
  [September 24th, 2010]
• 3 ways to get out of debt faster
  Join the multitude of Americans becoming debt free. These top 3 methods will get you started to a new, worry-free budget.
  [September 19th, 2010]
• Can’t pay back your loans? You may need credit counseling
  If you're suffocating under a mountain of personal loans, credit cards and other debt, it may be time to seek credit counseling.
  [September 17th, 2010]
• Nine Tips for Payday Loan Borrowers
  If you need short term payday loans from time to time to meet an emergency expense or to make a car payment so you can keep your auto and get to work, take a few minutes to pick the best provider of fast payday loans and to learn how to use payday loans responsibly.
  [September 17th, 2010]
• Mortgage loans: What is the secondary mortgage market, and why does it matter?
  Homeowners trying to avoid foreclosure may face obstacles in getting approval for mortage relief programs. Part of the problem involves how mortage loans are sold after they're originated.
  [September 14th, 2010]
• Home equity loans shown to relieve car debt
  If your car debt is keeping you from having a balanced budget, you may want to consider a new home equity loan to refinance that debt. It's not ideal, but if it means balancing your post recession budget, it's worth a thought. Read more...
  [September 12th, 2010]
• Cheap auto loans continue to make a comeback
  For a while back there, it looked as if cheap auto loans were a thing of the past. But now there are more and more signs that they're storming back.
  [September 12th, 2010]
• Pros and cons for debt loans
  There are pros and cons for using a loan to consolidate debt.
  [September 10th, 2010]
• FHA Short Refinance
  The FHA is allowing mortgage companies to refinance underwater loans if they agree to forgive at least 10 percent of the principal.
  [September 7th, 2010]
• Build emergency savings to avoid having to take out personal loans
  Personal loans should not take the place of building up an emergency savings account.
  [September 5th, 2010]
• It’s easier to get out of debt with a good credit score
  The top 3 ways to get out of debt all require an excellent credit score. Learn what you can do to improve your credit as you de-leverage.
  [September 4th, 2010]
• Nine ways to start saving and reduce reliance on payday loans
  Every family faces the occasional financial emergency, but those with even a small amount of money in the bank can avoid the need for instant payday loans. While cheap payday loans can be helpful when you are in a cash crisis, some consumers find themselves using payday loans too often.
  [September 3rd, 2010]
• Mortgage loan apps surge as mortgage rates hit new lows
  Home mortgage applications surged last week as mortgage rates slipped to new lows. This new demand for mortgage loans could signal a turnaround with increasing demand likely causing mortage rates to rise.
  [September 1st, 2010]